Could an Uninspected Pool Void Your Home Insurance?

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[What Buyers and Realtors Need to Know Before Closing]

When buying or selling a home with a pool, most people focus on surface-level issues—does it look clean? Is the pump running?

But beneath the waterline, there's a critical question that often goes unasked:
👉 Could a neglected pool jeopardize your home insurance coverage?

The answer might surprise you.

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Pools and Liability: What Insurance Companies Are Watching

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Home insurance providers don’t just care if you have a pool—they care if it’s safe, compliant, and properly maintained. Failing to meet those standards can:

• Increase your premiums
  
  
• Limit your liability coverage
  
  
• Or in worst-case scenarios, void coverage altogether after an incident

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Real-World Scenarios We See at Precision Pool Inspection

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We’ve inspected countless pools that look fine—but have hidden issues that could trigger problems with insurers, like:

• Missing or broken safety gates
  
  
• Unbonded electrical components
  
  
• Non-compliant drains (which can violate Virginia Graeme Baker Pool & Spa Safety Act rules)
  
  
• Improper fencing or no signage
  
  

These issues are red flags for both insurance adjusters and attorneys if there’s an accident.

💡 In some states, a pool without proper safety fencing may legally be considered an “attractive nuisance”—opening the homeowner to lawsuits.

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How a Professional Pool Inspection Protects You

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A certified inspection from Precision Pool Inspection does more than check water chemistry. We examine:

• Structural integrity (cracks, leaks, surface damage)
  
  
• Equipment functionality (pumps, filters, heaters)
  
  
• Safety compliance (fencing, gates, bonding, signage)
  
  
• Local and federal code violations
  
  

This gives buyers, sellers, and agents a clear picture of risk and repair needs—before it's too late.

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Realtors: Don’t Let Pool Issues Derail Your Deal

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A failed home inspection is frustrating. But a failed insurance review post-sale can be devastating. When you recommend a pool inspection:

• You add value to your service
  
  
• You protect your client’s financial interests
  
  
• You help prevent last-minute surprises at closing
  
  

At Precision Pool Inspection, we deliver thorough, fast-turnaround inspections designed for real estate timelines.

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Get Peace of Mind—Above and Below the Surface

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Don’t let a hidden safety issue sink your sale—or your insurance coverage.

👉 Schedule a professional pool inspection with us today and protect your investment with confidence.

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